On 29 August 2025 AUSTRAC tabled the new Anti-Money Laundering and Counter-Terrorism Financing Rules 2025 (the Rules) in Parliament. This follows a 2 stage public consultation process on the new Rules.
You can find the new Rules on the Federal Register of Legislation. You can also find an Explanatory Statement to help you:
- understand how the amended Act and the Rules interact
- gain insight into what we require you to do.
The new Rules
The new Rules provide supplementary detail to obligations set out in the amended Anti-Money Laundering and Counter-Terrorism Financing 2006 Act (the Act). They focus on building on the requirements in the amended Act to:
- set up businesses to mitigate and manage their money laundering and terrorism financing (ML/TF) risk
- modernise the laws to meet global best practice.
The new Rules do not come into effect straight away. They come into effect in different stages:
- 31 March 2026: Changes to AML/CTF obligations start for current reporting entities, except for threshold transaction reporting and suspicious matter reporting which will remain the same until 2029
- 31 March 2026: Enrolment opens for newly-regulated sectors (tranche 2)
- 1 July 2026: AML/CTF obligations start for tranche 2 entities.
Read the new rules here.